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The upside of PayPal’s strict security measures it that their fraud rate is much lower than most other alternative payment methods. Also, some people have complained that PayPal has suspended their accounts without providing a good reason. This can be frustrating for individuals who do freelance work for overseas companies. Individuals from countries such as South Africa are allowed to make payments but they are not allowed to receive funds. Some people might say that PayPal is overprotective as they don’t allow certain countries to join. Instead of charging high fees like some other alternative payment methods PayPal only charges a % of the transaction and a small transaction fee. If you open a personal account, you can receive up to 100 dollars per month free of charge, whereas businesses account holders must always pay to get money. One of the reasons we would recommend PayPal is because of their low fees, especially for personal account clients. Keep in mind that it takes between three to five working days to withdraw cash from your PayPal account. PayPal is currently accepting people from 43 countries but in only 7 of these countries outside the US can members transfer money: Canada, France, UK, Germany, Netherlands, Australia, and New Zealand.

US residents don’t pay for these transfers, although the other countries pay a small transaction fee. This process is quite easy for US residents, as well as residents of 7 other preferred countries that allow transfers from PayPal accounts to bank accounts. After you make a payment, PayPal will send your recipients an email to notify them that they have been paid.Īn important issue to look at is how sellers transfer their PayPal funds into their banking accounts. You can fund your account and PayPal will then transfer it securely to your beneficiary’s account. When you buy something via PayPal, you usually click on PayPal during the website in question’s checkout procedure.

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